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Health insurance to CBEC employees.

May i request the assn to send their views and include retd men also under the scheme.


Directorate General of Human Resource Development

Customs & Central Excise

Infrastructure & Welfare Wing

C-4, IRCON Building

District Centre, Saket

New Delhi-110 017


All Staff Welfare Associations 26th JULY, 2013

(Recognized under CBEC)

Sub: Proposal of “HEALTH INSURANCE SCHEME for CBEC Employees” – Reg.

As you are aware a new scheme for HEALTH INSURANCE SCHEME for CBEC Employees is under consideration by the DGHRD. All the Associations are requested to actively participate in drafting of the proposed HEALTH INSURANCE SCHEME such that the scheme is sustainable and its benefits can percolate to all cadres effectively. The draft of the proposed scheme is enclosed. You are requested to through the proposed modalities of the draft Scheme and give suggestions on the following points:

(a) Should the CBEC employees (proposed beneficiaries) also contribute a portion of the premium for the proposed Health Insurance cover?

(b) What should be the estimated contribution? It is felt that 20% of the premium should be the contribution from the employee and the rest 80% of the premium would be paid from the Welfare Fund. Approximately 20% of the estimated premium will be Rs. 500/-per annum which can be deducted yearly from the salary of the Departmental employee. Income tax benefit may also be available on the premium paid for the proposed Scheme.

(c) At present, the CGHS beneficiaries pays Rs. 600/- to Rs. 6000/- per year for the CGHS Scheme benefits as a contribution of Rs. 50/- to Rs. 500/- per month, (depending upon the Grade Pay of a CGHS beneficiary) is deducted from his/her salary. With a meager payment of Rs. 500/- per annum, additional medical benefits worth Rs. 2 lakh will be available to the employee and his family under the proposed Scheme. The CGHS Scheme will continue and contribution of premium will also be deducted from the salary of the employee.

(d) Each Association may like to estimate as to how many employees are willing to participate with the above broad parameters? You may estimate the numbers for the respective cadre the concerned Associations is representing through an informal survey and commit to enroll a minimum number from each Cadre .this will enable this office to estimate the size and spread of the scheme.

Any other suggestions in any of the proposed components of the Scheme can be given by email/fax latest by 16.08.2013.

With Regards,

Yours Sincerely,

Meenu S. Kumar

Addtnl. Director, (I&W); DGHRD



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